(A) When you or your enrolled dependents are no longer eligible for regular coverage under the city’s medical plan, you may be eligible for continued coverage by paying the monthly premium for the coverage. This is guaranteed under the Consolidated Omnibus Budget Reconciliation Act (COBRA) if:
(1) You were covered under the group plan at the time of a qualifying event (see “Qualifying Events” below);
(2) You are not eligible for Medicare;
(3) You are not eligible for coverage under another employer’s group plan; and
(4) You have not applied to convert your group coverage to an individual health/life insurance policy.
(B) Qualifying events. You have the right to choose continuation coverage (COBRA) if you lose your group insurance because of a reduction of hours in employment or the termination of your employment (voluntary or involuntary) for reasons other than gross misconduct. A covered family member or dependent child has the right to choose continuation coverage (COBRA) if coverage is lost for any of the following reasons:
(1) You die;
(2) You are terminated (voluntarily or involuntarily) or your hours of employment are reduced;
(3) You become eligible for Medicare; or
(4) Your child is no longer considered a “dependent child” under the terms of the city’s insurance policies.
(C) You must inform Human Resources as soon as possible in the case of a qualifying event. If you have questions regarding continuation coverage (COBRA) or your responsibilities to obtain and maintain it, you should contact Human Resources.
(Ord. 19, 2015, passed 5-4-15)