A. Minimum Limits Of Insurance:
1. Each person conducting a commercial activity involving aircraft operation, including, but not limited to, aircraft instruction, rental or charter, shall maintain aircraft liability insurance with limits of not less than one million dollars ($1,000,000.00) per combined single limit per occurrence for bodily injury, personal injury, and property damage.
2. Each person conducting any commercial activity in which customers, vehicles or aircraft have access to or are operated on the ramps, apron, taxiways or runways shall maintain commercial general liability insurance with limits of not less than one million dollars ($1,000,000.00) combined single limit per occurrence for bodily injury, personal injury and property damage; business automobile liability insurance with limits of not less than one million dollars ($1,000,000.00) combined single limit per accident for bodily injury and property damage; workers' compensation limits as required by the laws of the state; and employer's liability insurance with limits of not less than one hundred thousand/five hundred thousand/one hundred thousand dollars ($100,000.00/500,000.00/100,000.00).
3. Each person selling or maintaining aircraft, aircraft parts or fuel shall maintain products and completed operations liability insurance with limits of not less than one million dollars ($1,000,000.00) combined single limit.
4. During construction, the lessee or owner, or the contractor of the lessee or owner, shall maintain all applicable liability insurance as stated in subsections A1, A2 and A3 of this section, commercial general liability insurance with limits of not less than one million dollars ($1,000,000.00) combined single limit per occurrence for bodily injury, personal injury and property damage; business automobile liability insurance with limits of not less than one million dollars ($1,000,000.00) combined single limit per accident for bodily injury and property damage; workers' compensation limits as required by the laws of the state; employers' liability insurance with limits of not less than one hundred thousand/five hundred thousand/one hundred thousand dollars ($100,000.00/500,000.00/100,000.00); and all-risk builders' liability insurance coverage in the amount of the project cost and any other construction obligations that may arise.
B. Deductibles And Self-Insured Retentions: Any deductibles or self-insured retentions greater than one thousand dollars ($1,000.00) must be declared to and approved by the city.
C. Other Provisions: The policies are to contain, or be endorsed to contain, the following provisions:
1. The city, its officials, employees and volunteers are to be covered as additional named insured on all policies to include liability arising out of aircraft operation and commercial activities; products and completed operations; premises owned, leased or used; and automobiles owned, leased, hired or borrowed by a commercial operator or contractor. The coverage shall contain no special limitations on the scope of protection afforded to the city, its officials, employees or volunteers.
2. The operator's, contractor's or lessee's insurance coverage shall be primary insurance as respects the city, its officials, employees and volunteers. Any insurance or self- insurance maintained by the city, its officials, employees or volunteers shall be in excess of the operator's, contractor's or lessee's insurance and shall not contribute with it.
3. The operator's, contractor's or lessee's insurer shall agree to waive all rights of subrogation against the city, its officials, employees and volunteers for losses arising under workers' compensation and employers' liability coverage.
4. Each insurance policy required shall be endorsed to state that coverage shall not be suspended, voided, canceled, reduced in coverage or in limits except after thirty (30) days' prior written notice has been given to the city by certified mail, return receipt requested.
D. Acceptability Of Insurers: Insurance is to be placed with insurers carrying a "Bests" rating of not less than B+XII.
E. Verification Of Coverage: Each operator, contractor or lessee shall furnish the city with certificates of insurance affecting coverage required by this title. The certificates for each insurance policy are to be signed by a person authorized by that insurer to bind coverage on its behalf. The certificates are to be on forms acceptable to the city and are to be received and approved by the city before activity commences.
F. Subcontractors: The operator, contractor or lessee shall include all subcontractors and sub subcontractors as insured under its policies or shall furnish separate certificates for each subcontractor. All coverage for subcontractors shall be subject to all of the requirements stated herein.
(Ord. 2005-45, 7-19-2005)