(A) (1) Each application for a license shall be accompanied by a certificate of liability insurance for a policy that will remain active at all times during the validity of the license. The certificate of insurance must show the city as the certificate holder covering the licensing period. The certificate of insurance must indicate that: (1) the per-occurrence liquor liability limit meets or exceeds the minimum required dollar amount of coverage under M.S. § 340A.409, Subd. 1(a)(1), as it may be amended from time to time; (2) the policy covers the seven types of claims listed in M.S. § 340A.409, Subd. 1(a)(1), as it may be amended from time to time; and (3) the policy is subject to the cancellation notice requirements, including notice to the city, listed in M.S. § 340A.409, Subd. 1(d), as it may be amended from time to time.
(2) Each application must also include a certificate of workers compensation insurance.
(3) The above insurance requirements do not apply to licensees who establish by affidavit any of the following:
(a) They are on-sale 3.2% malt liquor licensees with sales of less than $25,000 in the preceding year;
(b) They are off-sale 3.2% malt liquor licensees with sales of less than $50,000 in the preceding year;
(c) They are on-sale wine licensees with sales of less than $25,000 in the preceding year; or
(d) They are temporary wine licensees under law.
(B) All insurance policies shall be approved by the Council, after approval by the City Attorney as to form.
(C) The operation of any liquor business without having on file at all times within the city the liability insurance policy, all as required by this section and state law, shall be grounds for immediate revocation of the license. Any hearing required by M.S. § 340.135, as it may be amended from time to time, shall be held before the liability insurance is terminated.
(Ord. 707, passed 6-21-2011; Am. Ord. 710, passed 11-15-2011; Am. Ord. 751, passed 6-7- 2016) Penalty, see § 117.600