§ 36.11  RETIREE INSURANCE.
   (A)   Retiree insurance.
      (1)   (a)   The city shall contribute 80% of the monthly premium for employees and elected officials hired prior to January 1, 2018.  The city shall contribute 50% of the monthly premium for employees and elected officials hired or rehired on or after January 1, 2018.  The city's premium contribution will be applied towards a family, employee plus one, or single plan, for retirees who have 20 years of active full-time service (not necessarily consecutive) with the city, or appointed employees and elected officials who have served at least two four-year terms (not necessarily consecutive), and/or a total of eight years until the eligible participant is 65 years of age.  Once an employee or elected official has met the above criteria, he or she will be considered eligible to continue his or her coverage under the city’s Health Insurance Plan.  His or her eligibility will not change in the event of a position/job change.
         (b)   When the eligible participant becomes 65 years of age, his or her covered spouse, if already on the plan, will be eligible to continue his or her coverage through the city’s Health Insurance Plan until the covered spouse becomes Medicare eligible.  In addition, covered dependents, already on the plan, will be eligible to continue their coverage through the city’s Health Insurance Plan until they cease to be considered a dependent as outlined in the city’s Health Insurance Benefit Plan.  Thereafter, the covered spouse and/or dependents on the plan would be offered continued health coverage under COBRA, at no cost to the city.
         (c)   Appointed employees refer to individuals holding the following job titles:
            1.   Deputy Mayor;
            2.   Administrative Manager - Mayor’s Office;
            3.   Communications Manager;
            4.   Human Resources Director;
            5.   Deputy Clerk;
            6.   Court Administrator;
            7.   Planning & Development Director;
            8.   Economic Development Director;
            9.   Controller;
            10.   City Engineer;
            11.   Fire Chief;
            12.   Police Chief;
            13.   IT Director;
            14.   Wastewater Utility Director;
            15.   Park & Recreation Director;
            16.   Street Commissioner; or
            17.   Board of Public Works Member.
      (2)   (a)   Regardless of hire date, the city will contribute up to 80% of the family premium for a city employee or elected official who is totally disabled or killed in the performance of his or her assigned duties. The employee or elected official must meet Police and Fire Pension Plans/Civilian PERF disability requirements in order to qualify for the disability benefit. This coverage must be maintained continuously by the employee or elected official, or his or her dependents, from the date of his or her death or disability.
         (b)   In the event an employee or elected official is killed in the performance of his or her assigned duties, his or her spouse, if already on the plan, may continue his or her benefits until Medicare eligible. Dependents of the employee or elected official killed in the performance of his or her assigned duties may continue their coverage, if already on the plan, until they cease to be considered dependents as outlined in the city’s Health Insurance Summary Plan Description.
      (3)   In the event an eligible employee or elected official dies and/or is killed after the completion of the requirements described in division (A)(1) above, his or her spouse, if already on the plan, may continue his or her benefits until Medicare eligible. Dependents of the eligible employee or elected official who dies and/or is killed may continue their coverage, if already on the plan, until they cease to be considered dependents as outlined in the city’s Health Insurance Summary Plan Description.
      (4)   The persons described in division (A)(1), (2) and (3) above may continue vision and dental coverage, if already on the plan, in addition to the medical insurance herein, by paying 20% of the cost of the vision and dental benefit. The vision and dental coverage may be continued after the covered participant and/or spouse reaches 65 years of age until death. However, the vision and dental coverage may not be continued for covered dependents on the plan beyond the period of time they are considered dependents as outlined in the city’s Health Insurance Benefit Plan.
      (5)   Employees and elected officials, after the completion of the eligibility requirements as described in division (A)(1) above, may continue their life insurance coverage by paying 100% of the cost of the life insurance benefit. The life insurance coverage may be continued after the covered participant reaches 65 years of age until death.
      (6)   Only employees and elected officials and their eligible dependents enrolled in the city’s medical, vision and/or dental insurance package at the time of their retirement, death, or disability; and who maintain coverage continuously from the date of their retirement, death, or disability, are eligible for benefits under this section.  If an employee or elected official is not enrolled in the city’s medical, vision and/or dental insurance package, he or she must enroll during the open enrollment in November of the year prior to retirement, death, or disability to be eligible for this benefit.
      (7)   The Board of Public Works and Safety may grant the benefit to employees and elected officials that do not meet the standards presented in this section if they feel that the circumstances surrounding the request warrant the granting of the benefit. Any request for special consideration must be presented to the Board of Works in writing by the employee or elected official, or his or her family, detailing the circumstances surrounding the request prior to Board of Works recommendation to the Council.
   (B)   Medicare supplement coverage for eligible retirees at age 65 and hired prior to January 1, 2018.  Employees and elected officials hired or rehired on or after January 1, 2018, are not eligible.
      (1)   The city shall contribute%80% of the monthly premium  for an employee or elected official, after the completion of the eligibility requirements as described in division (A)(1) above, for a Medicare Supplement Plan F with a Premier Plan Part D Prescription Plan.  This plan will be selected by the city and the city shall contribute%80% towards the premiums of such plan.  Spouse and dependents of the retiree are not eligible.
      (2)   It is the sole responsibility of the eligible employee or elected official to contact the city’s designated agent and enroll in the plan. The eligible employee or elected official is not eligible to enroll for coverage at a later date if he or she fails to accept the city’s coverage or does not enroll immediately after he or she is no longer eligible for coverage under the city’s Health Insurance Plan due to reaching the age of 65, or immediately after retirement if the retiree is age 65 or older. The employee or elected official must accept continuation of the city’s coverage at the time of retirement if he or she retires before the age of 65. Failure to accept the continuation of coverage will result in his or her request being denied at any future date. The issuance of coverage will be of the sole discretion of the insurance carriers and the city in no way commits to the coverage being approved.
      (3)   Each eligible employee or elected official shall meet, either in person or by telephone conference, with the city’s designated agent once a year during Medicare open enrollment or as required by the city. If the eligible employee or elected official fails to meet this requirement by the last day of Medicare open enrollment, the city will cease contributing 80% of the monthly premiums effective the start of the new Medicare plan year, and the member will no longer be eligible for this city benefit. Medicare Supplement billing statements will be sent directly to the member’s home address on file.
      (4)   Eligible employees and elected officials on Medicare plans are responsible for insuring the monthly billing statements from the insurance carriers are received by the City of Noblesville for prompt payment.  Refer to division (C)(3) below regarding premium payment responsibilities.
      (5)   Eligible employees and elected officials do not have to have been enrolled in the city’s health plan to be eligible for the Medicare Supplement benefit.  However, the retiree must be in a full-time, appointed, or elected position on or after January 1, 2007, to qualify. In addition, a retiree who has maintained his or her participation in and is enrolled in the city’s medical plan as of January 1, 2007, qualifies for the Medicare Supplement benefit.
   (C)   Eligible employees and elected officials premium payments.
      (1)   The persons described in division (A)(1) and who elect to continue their life insurance coverage must submit the annual premium payment to the city by January 1 of each year. Life insurance premiums are paid on a yearly basis. If payment is not received by January 30, a certified letter will be sent to the member’s home address on file notifying the member he or she has 15 calendar days to submit the annual premium payment. If payment is not received by the date stated on the certified letter, the life insurance policy will be terminated.
      (2)   The persons described in divisions (A)(1), (A)(2), and (A)(3) and who are enrolled in the city’s medical, dental, and/or vision insurance package must submit premium payments to the city by the first of every month for coverage for the following month. If payment is not received by the thirtieth of the month in which it is due, a certified letter will be sent to the member’s home address on file notifying the member that he or she has 15 calendar days to submit payment. If payment is not received by the date stated on the certified letter, retiree coverage will be terminated for the member and all covered dependents. Once retiree coverage is terminated, members/ dependents would be offered continued health coverage under COBRA, at no cost to the city. This division does not apply to members who have insurance premiums withheld from their Police and Fire Pension Fund.
      (3)   The persons described in division (B)(1) and who are enrolled in Medicare Supplement plans must submit premium payments to the city by the first of every month for coverage for the following month. If payment is not received by the thirtieth of the month in which it is due, a certified letter will be sent to the member’s home address on file notifying the member that he or she has 15 calendar days to submit payment. If payment is not received by the date stated on the certified letter, the city will cease contributing 80% of the monthly premiums, and the member will no longer be eligible for this city benefit. Medicare Supplement billing statements will be sent directly to the member’s home address on file. This division does not apply to those eligible members who have insurance premiums withheld from their Police and Fire Pension Fund.
   (D)   This section shall be in full force and effect upon passage and publication as required by law, on and after the later of January 10, 2000, or the latest revision date of October 24, 2017. This section shall be applied to only employees that are employed with the city and elected officials that are enrolled in the city’s medical, dental and vision insurance package as of the effective date and forward, unless otherwise indicated.
   (E)   All prior ordinances concerning health care benefits, or parts thereof, inconsistent with any provisions of this section are hereby repealed as of the effective date of the section.
(Ord. 45-12-99, passed 12-27-99; Am. Ord. 18-4-00, passed 4-10-00; Am. Ord. 56-8-03, passed 8-26- 03; Am. Ord. 55-8-05, passed 8-23-05; Am. Ord. 85-10-06, passed 10-24-06; Am. Ord. 8-2-07, passed 2-16-07; Am. Ord. 17-4-08, passed 4-29-08; Am. Ord. 10-02-14, passed 2-11-14; Am. Ord. 10-02-15, passed 2-10-15; Am. Ord. 41-10-17, passed 10-24-17)