(a) Industrial Laundry Delivery Vehicle Information. Any changes to the vehicle information that an applicant is required to submit pursuant to § 20-297.3(c)(4) of the Administrative Code that occur after a license has been granted shall be submitted with an application for renewal of such license. Notwithstanding this requirement, all vehicles used for industrial laundry delivery must comply with all applicable laws, regulations and rules, including § 20-297.5(e) and § 20-297.6(b) of the Administrative Code.
(b) Liability Insurance.
(1) Every industrial laundry licensee must secure and maintain throughout the term of the license commercial general liability ("CGL") insurance which shall:
(i) be issued by a company that may lawfully issue the CGL policy and which has an A.M. Best rating of at least A-/VII, a Standard & Poor's rating of at least A, a Moody's Investors Service rating of at least A3, a Fitch Ratings rating of at least A-, a Demotech rating of at least A, or a similar rating by any other nationally recognized statistical rating organization acceptable to the Commissioner;
(ii) insure both the licensee and the City of New York and protect the City of New York from any claims for injury (including death) or property damage that may arise from, or allegedly arise from, the construction, operation or use of the industrial laundry;
(iii) provide coverage of at least one million dollars ($1,000,000) per occurrence and two million dollars ($2,000,000) aggregate; and
(iv) provide coverage at least as broad as that provided in the most recently issued edition of Insurance Services Office ("ISO") Form CG 0001 and be "occurrence" based instead of based on "claims made"; and
(v) name the City of New York as an additional insured with coverage at least as broad as the most recent edition of ISO Forms CG 20 12 or CG 20 26.
(2) Each industrial laundry applicant shall submit proof of CGL insurance by submission of the endorsement(s) listing the City as an additional insured and either:
(i) a certificate of insurance in a form satisfactory to the Department that satisfies the requirements of this rule, identifies the insurance company that issued such insurance policy, the policy number, limit(s) of insurance, and expiration date and is accompanied by a sworn statement in a form prescribed by the Department from a licensed insurance broker or agent certifying that the certificate of insurance is accurate in all material respects; or
(ii) an original or true copy of the CGL policy as certified by an authorized representative of the issuing insurance carrier.
(c) Workers' compensation insurance.
(1) Every industrial laundry licensee shall maintain workers' compensation insurance as required by law.
(2) Each industrial laundry applicant shall submit proof of the insurance on one of the following forms:
(i) C-105.2 - Certificate of Workers' Compensation Insurance;
(ii) U-26.3 - State Insurance Fund Certificate of Workers' Compensation Insurance;
(iii) SI-12 - Certificate of Workers' Compensation Self-Insurance;
(iv) GSI-105.2 - Certificate of Participation in New York State Workers' Compensation Group Self-Insurance;
(v) equivalent or successor forms used by the New York State Workers' Compensation Board; or
(vi) other proof of insurance in a form acceptable to the Department.
(3) This requirement shall not apply to applicants that are not required by law to maintain this coverage. Any industrial laundry applicant that is not required by law to maintain this coverage shall submit to the Department proof from the New York State Workers' Compensation Board on Form CE-200 – Certificate of Attestation of Exemption.
(d) Disability benefits insurance.
(1) Every industrial laundry licensee shall secure and maintain disability benefits insurance.
(2) Each industrial laundry applicant shall submit proof of the insurance on one of the following forms:
(i) DB-120.1 - Certificate of Insurance Coverage under the NYS Disability Benefits Law;
(ii) DB-155 - Certificate of Disability Benefits Self-Insurance;
(iii) equivalent or successor forms used by the New York State Workers' Compensation Board; or
(iv) other proof of insurance in a form acceptable to the Department.
(3) This requirement shall not apply to applicants that are not required by law to maintain this coverage. Any industrial laundry applicant that is not required by law to maintain this coverage shall submit to the Department proof from the New York State Workers' Compensation Board on Form CE-200 – Certificate of Attestation of Exemption.
(Added City Record 6/20/2018, eff. 7/20/2018; amended City Record 12/20/2021, eff. 1/19/2022)