In addition to the requirements of Pawnbrokers Regulations, the following shall apply:
(A) Every pawnbroker or secondhand goods dealer purchasing or receiving on deposit for a loan any article of personal property shall give to the person selling or depositing the articles a plain written or printed ticket or receipt for the article sold or deposited, showing the terms of the sale or loan. The following shall be printed on all pawn tickets:
(1) The statement that “Any personal property pledged or sold to a pawnbroker within this city is subject to sale or disposal when there has been no payment made on the account for a period of not less than 120 days past the date of the pawn transaction, renewal, or extension; no further notice is necessary. There is no obligation for the pledgor to redeem pledged goods;”
(2) The statement that “The pledgor of this item attests that it is not stolen, the pledgor attests the property belongs to him/her, it has no liens or encumbrances against it, and the pledgor has the right to sell or pawn the item;”
(3) The statement that “This item is redeemable only by the pledgor to whom the receipt was issued, or any person identified in a written and notarized authorization to redeem the property identified in the receipt, or a person identified in writing by the pledgor at the time of the initial transaction and signed by the pledgor. Written authorization for release of property to persons other than the original pledgor must be maintained along with the original transaction record;” and
(4) A blank line for the pledgor’s signature.
(B) Each licensee shall keep a record of each transaction made. These records shall be in a form prescribed by the Chief of Police, at his or her discretion and shall, in all instances, be legibly made in ink and be in the English language. In the case of computerized records, data shall be accurately entered. The pawnbroker shall maintain the records on the premises for all pawn transactions for a least three years from the date of each transaction. The records kept shall include the following information about each transaction:
(l) The full name, residence address, residence telephone number and date of birth of the pledgor or seller;
(2) The time and date of the transaction;
(3) A complete and accurate description of the item pledged or sold, including all indemnifying numbers and identifying marks;
(4) A physical description of the person pawning or selling the item, including:
(a) Sex;
(b) Height;
(c) Weight;
(d) Race;
(e) Color of eyes;
(f) Color of hair; and
(g) Identifiable right thumbprint and left thumbprint.
(5) The amount of money paid or loaned for the item, including the following:
(a) The maturity date if a pawn transaction and the amount due; and
(b) The monthly and annual interest rates, including all pawn fees and charges.
(6) The signature of the person pledging or selling the item;
(7) The identification number from any of the following forms of identification of the seller:
(a) A valid state picture driver’s license;
(b) A current valid state picture identification card; or
(c) A current valid photo identification card issued by another state or a province of Canada.
(8) In the event that the property is stored at a place other than the permanent place of business designated in the license, the location of the property or buildings used for the storage of the item must be identified in the application for the pawnbroker or secondhand goods dealer license as set forth in § 116.04;
(9) Any other information the Chief of Police shall require. Every pawnbroker or secondhand goods dealer shall make available to the Chief of Police every day, before the hour of noon, a complete, legible and correct copy of the records required by this section for all transactions which occurred on the previous day. In addition, a computer disk compatible with City Police Department computer records will be made available to the Chief of Police weekly, before the hour of noon on Tuesday for all transactions occurring the previous week. The records required herein shall be kept at the licensed place of business for three years and shall be available for police inspection at any reasonable time; and
(10) A clearly recognizable photograph or video of the person pledging or selling the item.
(C) For the following items, regardless of resale price, a secondhand goods dealer or pawnbroker must make out, on forms approved by the appropriate law enforcement agency and sent daily by mail to the appropriate law enforcement agency, a legible description of the goods received during the preceding day together with the time received and a description of the person from whom the goods were received:
(1) Items with a serial number identification, or an operation identification symbol;
(2) Cameras;
(3) Electronic audio or video equipment;
(4) Precious jewelry or gems and precious metals;
(5) Artist-signed or artist-attributed works of art;
(6) Guns and firearms; and
(7) Items not included in the above, except furniture and kitchen or laundry appliances, which the secondhand goods dealer intends to sell for more than $200.
(D) The licensee shall participate in the automated pawn system (APS) and shall pay all expenses connected with this program.
(Ord. 184, passed 5-18-98)