(A) The city shall provide constant and consistent insurance coverage for appointed and elected officials during their elected or appointed terms for an unlimited duration as follows:
(1) Liability insurance personal injury coverage in the amount of at least $1,000,000.
(2) Liability insurance (errors and omissions) in the amount of at least $1,000,000.
(3) Comprehensive general liability in the amount of at least $1,000,000.
(4) In the event coverage is not available in any of the three provisions above, coverage shall be comprehensive general liability insurance not less than $2,000,000.
(B) The Board of Public Works and Safety shall contract for insurance if available, and the city shall assume obligation of coverage when no insurance is available or coverage is not provided. In such an event the city shall hold its elected and appointed officials harmless and indemnify them in the event of loss.
(1) The provisions of this section place responsibility of coverage on the city in the event an exclusionary condition exists designed to eliminate certain exposures from coverage.
(2) In the event defense costs are not provided, the city shall provide them and bear all costs of litigation.
(Ord. 2697, passed 12-22-87)