(A) Nothing herein contained shall be construed as giving to the Union Fire Company or its members any right to burden the village with any charges or expenses without the prior approval of the village; nor to charge the village for any services rendered either by it or any of its members hereunder; nor to make a claim against the village for any injuries or damages suffered by it or its members over and beyond the kinds of risks for which the village has secured insurance protection, nor for amounts exceeding the coverage therefor.
(B) Nothing herein contained shall be construed as creating any employer-employee relationship between the village and the members of the Company.
('73 Code, § 6.01(f),(g))