153.12 HOSPITALIZATION AND MEDICAL COVERAGE.
(a) All permanent full-time employees shall be eligible to participate in a group health care plan established by the Municipality, which shall include medical, dental, vision, and prescription drug coverage. Such group plan may be provided through a self-insured plan or an outside provider, or a combination thereof. In each year of the contract, the Municipality shall offer a base plan and may offer alternate plans.
(b) Permanent full-time employees of the Municipality not presently insured and new permanent full-time employees of the Municipality may join the plan at such intervals as may be authorized by the Municipality's medical insurance carrier, subject to the approval of the Mayor and Finance Director.
(c) Health Care Plans. In 2024 and 2025, the plans being offered by the Employer are the Buckeye Ohio Risk Management Association Benefits Pool, Inc. (BORMA) Aetna Choice POS II - Standard Plans 2, 3 and 4. Employee Premium Contributions for 2024 will be paid through payroll deduction in the following amounts, depending on the Plan selected by each employee:
Plan 2 (Base Plan): | Total Premium | Employee Monthly Premium Contribution |
Single | $1,057.12 | $87.33 |
Employee and Spouse | $2,219.95 | $186.47 |
Employee and Child(ren) | $1,902.81 | $157.20 |
Family | $3,277.07 | $267.63 |
Plan 3: | ||
Single | $1,030.91 | $61.13 |
Employee and Spouse | $2,164.91 | $131.45 |
Employee and Child(ren) | $1,855.64 | $110.03 |
Family | $3,195.82 | $186.40 |
Plan 4: | ||
Single | $1,004.70 | $34.40 |
Employee and Spouse | $2,109.87 | $75.32 |
Employee and Child(ren) | $1,808.46 | $61.92 |
Family | $3,114.57 | $103.54 |
(d) In 2025, the Employer will contribute a maximum of one hundred sixty thousand dollars ($160,000) toward the cost of any annual premium increase for all Village employees. Any premium increase over one hundred sixty thousand dollars ($160,000) will be paid by employees through payroll deduction. Employees will have an opportunity to switch to any of the offered plans during the open enrollment period.
(e) Dental and Vision Plans. In 2024 and 2025, all employees receiving dental and vision benefits will pay, through payroll deduction, a monthly premium contribution equal to zero percent (0%).
(f) Health Care Task Force. The Employer will continue to utilize a Health Care Task Force comprised of appropriate representatives of the Village administration and Village employees, including representatives of FOP Lodge 57 and IAFF Local 2619. The Health Care Task Force will be expected to study the issues of health care and health care cost containment and formulate recommendations which will be considered by the Employer.
(g) Any permanent full-time employee, who is otherwise eligible to be covered under the group health care plan and who voluntarily withdraws from the above-referenced insurance coverage, shall be paid three hundred dollars ($300.00) per month in lieu of employee plus dependent coverage and one hundred dollars ($100.00) per month in lieu of single coverage. These payments shall be made in equal quarterly installments. These payments will not be made to any person who is otherwise covered under the Employer's policy through a spouse or other family member. No payment can be made under this section until the employee provides proof to
the Finance Director that he or she is covered under another health insurance policy.
(h) The Employer will provide and pay the full premium on a fifty thousand dollars ($50,000) term life insurance policy for each permanent full-time employee. This amount is reduced by thirty-five percent (35%) at age sixty-five (65), fifty percent (50%) at age seventy (70), and one hundred percent (100%) at age seventy-five (75).
(Ord. 2023-18. Passed 12-4-23.)