(A) General rule. Except as otherwise provided in this code, all licenses and permits granted by the city shall be governed by the provisions of this chapter.
(B) Act prohibited. No person shall conduct any activity or use any property for which a license or permit is required by law or this code without a currently valid license or permit for the activity or use.
(C) Application.
(1) Every application for a license shall be made to the City Administrator on a form provided by him or her. It shall be accompanied by payment to the City Administrator of the prescribed fee.
(2) If, after investigation, the City Administrator is satisfied that all requirements of law and this code have been met, he or she shall present the application to the City Council for action or, if the license or permit does not require City Council approval, he or she shall issue the license or permit.
(D) Insurance.
(1) (a) When a licensee or permittee is required to have in force a policy of insurance, the policy shall be approved as to substance and form by the insurance consultant for the city.
(b) The policy shall provide that it is non-cancellable without 15-days' notice to the city, and the coverage shall be for the term of the license or permit.
(c) Satisfactory evidence of coverage by insurance shall be filed with the City Administrator before the license or permit is issued.
(d) Each license or permit shall terminate upon termination of the required insurance coverage.
(2) Unless otherwise provided, a required policy of liability insurance shall provide for protection in at least the following amounts:
(a) For injuries including death therefrom sustained by any 1 person, $50,000;
(b) For injuries including death resulting therefrom sustained by 2 or more persons as the result of any 1 occurrence, $100,000; and
(c) For property damage, $10,000.
(1985 Code, § 501.01)