(A) Every licensee and transportation network driver shall comply with all applicable insurance requirements mandated by federal, State of New Hampshire, and city laws and/or ordinances.
(B) A TNC shall file with the City Clerk documentation evidencing that the TNC or the driver has secured primary liability insurance coverage for the driver for incidents involving the driver during a prearranged ride. Coverage for incidents involving a driver during a prearranged ride must be in the amount of at least $1,000,000 per occurrence. The insurance policy must provide coverage at all times the driver is engaged in a prearranged ride.
(C) For the period of time when a driver is logged into a transportation network company's digital network but is not engaged in a prearranged ride, the following insurance requirements apply:
(1) A TNC or a driver shall maintain a primary automobile insurance policy that recognizes that the driver is a transportation network company driver and covers the driver's provision of TNC services while the driver is logged into the transportation network company's digital network;
(2) Meets at least the minimum coverage of at least fifty thousand dollars ($50,000.00) to any one person in any one accident, $100,000 to all persons in any one accident, and for property damage arising out of the use of the motor vehicle to a limit, exclusive of interest and costs, of $50,000.00 in any one accident; and, is one of the following:
(a) An insurance rider to, or endorsement of, the driver's personal automobile insurance policy that contains coverage equal to or greater than those specified in § 119.70(C)(2) of this chapter;
(b) A commercial liability insurance policy purchased by the transportation network company that provides primary coverage for the period of time in which a driver is logged into the digital network;
(c) If a TNC purchases an insurance policy under subsection (b) it shall provide documentation to the licensing official evidencing that the TNC has secured the policy;
(d) Nothing in this section requires a personal automobile insurance policy to provide coverage for the period of time in which a driver is logged into a transportation network company's digital network;
(e) No transportation network provider license shall be issued unless the applicant first provides certified copies of the insurance policies required in this section to the City Clerk; and
(f) Any TNC driver shall provide to any authorized law enforcement officer or official city inspector, in addition to any applicable insurance, proof of the insurance policies required by this section.
(Ord. passed 5-3-16)