(a) It is agreed that the insurance plan for accidental death and disability shall be through the Ohio State Fireman's Association. The insurance premium shall be paid by the Village, with a minimum of one hundred fifty thousand dollars ($150,000.00) accidental death, to include a heart rider, and a weekly income of not less than two hundred fifty and 00/100 dollars ($250.00) for the lost time and disability due to covered injury while serving as a Firefighter. The carrier will be chosen by the Lordstown Fire Department, Inc. (The Firefighters Association).
(b) The Village shall provide liability coverage to all active Firefighters who may drive Village fire vehicles. This insurance will cover up to $250 any Physical Damage Deductible "loss" incurred by Firefighters while using their own "automobiles" while discharging their duties for the Lordstown Fire Department. However, this insurance coverage only applies if:
(1) The Firefighter carries Physical Damage insurance on his/her own personal automobile at the time of loss;
(2) The Firefighter furnishes the Village with proof of the deductible loss;
(3) The Physical Damage Deductible loss incurred is not covered under another insurance policy;
(4) The loss was incurred while the Firefighter was using his/her own personal "automobile" in service for the Village of Lordstown.
In no event will such insurance pay more than the actual amount of the deductible loss incurred by the Firefighter.
(c) The Village shall provide a liability insurance plan on all active and junior Firefighters and their vehicles while answering an alarm.
(d) The Village shall provide legal representation at customary and reasonable rates for any and all legal needs that an active or junior Firefighter, serving the Village, may need at no cost to the Firefighter. In the event of litigation or an administrative proceeding, the Village shall provide an attorney for active or junior Firefighters. In either case, this provision applies only if the need for legal services is a direct result of fulfilling the Firefighters services; and provided furthermore that the Firefighter is not adjudged to have committed an offense of driving under the influence (DUI), and/or an offense, the category of which would be classified as a felony under the Ohio Revised Code. In the event that a Firefighter is charged with one of the aforementioned excluded offenses for which the Village would deny the cost of legal representation and if such Firefighter is eventually found not culpable or innocent of such charges, then the Village shall reimburse the Firefighter for any and all legal services in defense of such matters.
(Ord. 15-2017. Passed 3-6-17.)