(A) Required insurance. No franchise shall be issued under this chapter, nor shall the franchise be valid after issuance, nor shall any apparatus be operated in the county unless the franchise holder has at all times in force and effect insurance coverage, issued by an insurance company licensed to do business in the state, for each and every apparatus owned and/or operated by or for the service providing for the payment of damages; for each medical first responder or other pre-hospital emergency medical services organization:
(1) Issued in the sum of $1,000,000 for injury to or death of individuals in accidents resulting from any cause for which the owner of the vehicle would be liable on account of liability imposed on him or her by law, regardless of whether the ambulance was being driven by the owner or his or her agency;
(2) In the sum of $1,000,000 for the loss of or damage to the property of another, including personal property, under like circumstances, in the sums as may be required by the state or as approved by the county;
(3) Each in the sum of $1,000,000 for malpractice; and
(4) Each in the sum of $1,000,000 for general liability.
(B) Malpractice insurance. The Board of Commissioners may at its own discretion provide malpractice insurance for franchised, volunteer pre-hospital emergency medical services.
(Ord. passed 10-6-2003)