(A) General rule. Except as otherwise provided in this code, all licenses and permits granted by the city shall be governed by the provisions of this part.
(B) Acts prohibited. No person shall conduct any activity or use any property for which a license or permit is required by law or this code without a currently valid license or permit for such activity or use.
(C) Application.
(1) Every application for a license shall be made to the Clerk on a form(s) provided. It shall be accompanied by payment to the Clerk or the prescribed fee.
(2) If, after investigation, the Clerk is satisfied that all requirements of law and this code have been met, he or she shall be present the application to the Council for action or, if the license or permit does not require Council approval, he or she shall issue the license or permit.
(D) Bond. Where a bond is required for any license or permit, the bond shall be a corporate bond executed on a form approved by the City Attorney and shall be filed with the Clerk before the license or permit is issued. Except where otherwise provided, a bond shall be determined by the Council on a case by case basis, and shall be conditioned that the license or permittee shall comply with the applicable ordinance and laws pertaining to the licensed or permitted activity and that the licensee or permittee will indemnify the city and save it harmless from all loss or damage by reason or accident caused by the negligence of the licensee or permittee, his or her agents or employees.
(E) Insurance.
(1) (a) When a licensee or permittee is required to have in force a policy of insurance, the policy shall be approved as to as substance and form by the City Attorney.
(b) The policy shall provide that it is non-cancelable without 15 days’ notice to the city, and the coverage shall be for the term of the license or permit.
(c) Satisfactory evidence of coverage by insurance shall be filed with the Clerk before the license or permit is issued.
(d) Each license or permit shall terminate upon termination of the required insurance coverage.
(2) Insurance requirements are as follows.
(a) The minimum amount of insurance required for injury to any one person shall be $200,000.
(b) The minimum amount of insurance required for injury to two or more persons shall be $500,000.
(c) The minimum amount of insurance required for property damage shall be $100,000.
(d) The Council shall decide on a case by case basis if insurance above the minimum amounts is required. If so decided, the licensee or permittee must comply with this requirement.