§ 150.168 REGISTRATION OF REAL PROPERTY MORTGAGEE HOLDING MORTGAGES IN DEFAULT.
   (A)    Any mortgagee who holds a mortgage on real property located within the corporate limits of the city shall perform an inspection of the property upon default by the mortgagor or prior to the issuance of a notice of default. If the property is found to be vacant or shows evidence of vacancy, it shall be deemed vacant or abandoned and the mortgagee shall, within two days of the inspection, register the property with the city on forms developed and made available by the city or the city’s designee, even though the real property may not be vacant. If the mortgage on the property is in default, no later than ten days after the date that a default is declared, the mortgagee shall register the property with city on forms developed and made available by the city or the city’s designee.
   (B)   If the property is occupied but remains in default, it shall be inspected monthly by the mortgagee or mortgagee’s designee.
   (C)   Within ten days of the date the mortgagee declares its mortgage to be in default, the mortgagee shall register the property with the city or the city’s designee and, at the time of registration, shall designate in writing a local property manager to inspect, maintain, and secure the real property subject to the mortgage in default.
   (D)   Registration pursuant to this section shall contain at a minimum the name of the mortgagee, the mailing address of the mortgagee and e-mail address, and telephone number and name of the local property manager. The local property manager shall be responsible to inspect, secure, and maintain the property. The property manager named in the registration shall be located within 100 miles of the city and be available to be contacted by the city, Monday through Friday between 9:00 a.m. and 5:00 p.m., holidays and lunch hours excluded. The city shall charge a fee of $150 for any registration or amodification of registration and may at the city’s discretion assign and delegate the collection of such fee to an independent contractor. The structure shall be posted by the city with an eight and one-half-inch by 11-inch sign containing the information required for registration. The sign shall be located in or upon the front window or door of the structure facing the street.
   (E)   This section shall also apply to properties that have been the subject of a foreclosure sale where title is transferred to the mortgagee as well as any properties transferred to the mortgagee under a deed in lieu of foreclosure,
   (F)   Properties subject to this section shall remain under the annual registration requirement, inspection, security, and maintenance standards of this subchapter as long as they are abandoned real property.
   (G)   Any person or other legal entity that has registered a property under this subchapter must report any change of information contained in the registration within ten days of the change.
   (H)   Failure of the mortgagee and/or property owner of record to properly register or to revise the registration from title to title to reflect a change of circumstances as required by this subchapter is a violation of the City Code and may result in the issuance of a citation.
   (I)   Responsible parties are affirmatively required to de-register properties once these properties are no longer subject to registration pursuant to this subchapter.
(Prior Code, § 150.553) (Ord. 1980, passed 6-23-2014)