(A) It is an unlawful practice for a financial institution or for any person or other entity whose business includes engaging in real estate-related transactions to:
(1) Discriminate against an individual because of the race, color, religion or national origin, familial status, disability, sex or age of the individual or the present or prospective owner, tenant or occupant of the real property or of a member, stockholder, director, officer, employee or representative of any of these persons, in the granting, withholding, extending, modifying or renewing the rates, terms, conditions, privileges or other provisions of financial assistance or in the extension of services in connection therewith;
(2) Use a form of application for financial assistance or to make or keep a record or inquiry in connection with applications for financial assistance which indicate, directly or indirectly, a limitation, specification or discrimination as to race, color, religion, familial status, disability or national origin or an intent to make a limitation, specification or discrimination; or
(3) Discriminate by refusing to give full recognition, because of sex, to the income of each spouse or the total income and expenses of both spouses where both spouses become or are prepared to become joint or several obligors in real estate transactions.
(B) As used in this section, the term
REAL ESTATE-RELATED TRANSACTION means any of the following:
(1) The making or purchasing of loans or providing other financial assistance;
(a) For purchasing, constructing, improving, repairing or maintaining a housing accommodation; or
(b) Secured by real estate.
(2) The selling, brokering or appraising of real property; except that, a person engaged in the business of furnishing appraisals of real property may take into consideration factors other than race, color, religion, national origin, sex, disability or familial status.
(1977 Code, §§ 9.2-25, 9.2-26) (Ord. 91-14, passed 7-8-1991)
Statutory reference:
Similar provisions, see KRS 344.370