§ 115.04 INSURANCE REQUIREMENT.
   (A)   Before any license is issued for a taxicab, as defined in § 115.01, the owners shall file with the office of the Director of Finance an indemnifying bond or insurance policy, to be approved by the State Department of Motor Transportation and by the City Council, in some good and solvent incorporated insurance company licensed and admitted to do business in the state. The policy shall continuously cover each taxicab owned, operated, or leased by the applicant, and the insurance company shall be liable in the sum of not more than $10,000 for any one accident resulting in bodily injuries to or the death of one person, and not more than $20,000 total liability on account of any one accident resulting in bodily injuries to or the death of more than one person, regardless of whether the taxicab was being driven by the owner or his agent or lessee. The policy shall further provide that the insurance company shall be liable in the sum of $5,000 for any property damage which may occur by reason of the negligence or careless operation of any taxicab covered by the policy, regardless of whether the taxicab was being driven by the owner, his agent or lessee, or a licensee.
   (B)   This required insurance bond or policy shall further provide that insolvency or bankruptcy of the insured shall not release the surety or insurance company from any payment due under the policy, and if by reason of insolvency or bankruptcy an exception on a judgment against the insured is returned unsatisfied, the judgment creditor shall have a right of action against the company to cover the amount of the judgment to the same extent that the insured would have had to recover against the company had the insured paid the judgment.
   (C)   The policy shall further provide that it may not be cancelled until after 15 days' notice to the office of the City Administrative Officer. If the owner shall fail within this 15 days to provide another policy of like kind and manner, then the permit and license, provided for herein, shall be revoked by the City Administrative Officer as of the day the insurance ceases to be in effect.
('83 Code, § 115.04) (Ord. 1105, passed 6-19-61) Penalty, see § 10.99