§ 95.02 UNLAWFUL HOUSING PRACTICES; EXEMPTIONS.
   (A)   It is an unlawful practice for a real estate operator, or for a real estate broker, real estate salesman, or an individual employed by or acting on behalf of any of these to:
      (1)   Refuse to sell, exchange, rent, or lease or otherwise deny to or withhold real property from an individual because of his race, color, religion, national origin, disability, or sex;
      (2)   Discriminate against an individual because of his race, color, religion, national origin, disability, or sex in the terms, conditions, or privileges of the sale, exchange, rental or lease of real property or in the furnishing of facilities or services in connection therewith;
      (3)   Refuse to receive or transmit a bona fide offer to purchase, rent, or lease real property from an individual because of his race, color, religion, national origin, disability, or sex;
      (4)   Refuse to negotiate for the sale, rental, or lease of real property to an individual because of his race, color, religion, national origin, disability, or sex;
      (5)   Represent to an individual that real property is not available for inspection, sale, rental, or lease when in fact it is so available, or to refuse to permit an individual to inspect real property because of his race, color, religion, national origin, disability or sex;
      (6)   Print, circulate, post, or mail or cause to be printed, circulated, posted, or mailed an advertisement or sign, or to use a form of application for the purchase, rental, or lease of real property, or to make a record of inquiry in connection with the prospective purchase, rental, or lease of real property, which indicates, directly or indirectly, a limitation, specification, or discrimination as to race, color, religion, national origin, disability, or sex or an intent to make such a limitation, specification, or discrimination;
      (7)   Offer, solicit, accept, use, or retain a listing of real property for sale, rental, or lease with the understanding that an individual may be discriminated against in the sale, rental, or lease of that real property or in the furnishing of facilities or services in connection therewith because of his race, color, religion, national origin, disability or sex; or
      (8)   Otherwise deny to or withhold real property from an individual because of his race, color, religion, national origin, disability or sex.
(KRS 344.360)
   (B)   Nothing in division (A) above shall apply to:
      (1)   The rental of a housing accommodation in a building which contains housing accommodations for not more than two families living independently of each other, if the owner or a member of his family resides in one of the housing accommodations;
      (2)   The rental of one room or one rooming unit in a housing accommodation by an individual if he or a member of his family resides therein;
      (3)   A religious institution, or to an organization operated for charitable or educational purposes, which is operated, supervised, or controlled by a religious corporation, association, or society, to the extent that the religious corporation, association, or society, limits, or gives preferences in, the sale, lease, rental, assignment, or sublease of real property to individuals of the same religion, or makes a selection of buyers, tenants, lessees, assignees, or sublessees, that is calculated by such religious corporation, association, or society to promote the religious principles for which it is established or maintained.
      (4)   The private sale by a private individual homeowner who disposes of his property without the aid of any real estate operator, broker, or salesman and without advertising or public display.
      (5)   A real estate operator to require him to negotiate with any individual who has not shown evidence of financial ability to consummate the purchase or rental of a housing accommodation.
(KRS 344.365)
(Ord. 1-80, passed 2-4-80)
   (C)   Nothing in this section shall apply to:
      (1)   The YMCA, YWCA, and similar type single-sex dormitory rental properties, including but not limited to those dormitories operated by institutions of higher education;
      (2)   A landlord who refuses to rent to an unmarried couple of opposite sex; or
      (3)   A landlord who chooses to rent only to men or only to women; provided that the landlord engages in the rental to no more than ten persons or of no more than ten self-contained units in an owner-occupied housing accommodation; or
      (4)   Rooms or rental units where tenants would be required to share common bath or kitchen facilities.
(KRS 344.362)