§ 111.083 INSURANCE.
   (A)   General liability/property damage insurance coverage with a minimum combined single limit of $1,000,000 per occurrence and a minimum of $1,000,000 aggregate will be required from individuals utilizing the Darden House, the Kump House, Phil Gainer Community Center facility if any of the following applies:
      (1)   The general public is invited to attend, observe and/or participate; and/or
      (2)   Sales of merchandise and/or food will take place.
   (B)   If an event held at the Darden House, the Kump House or the Phil Gainer Community Center does not meet one of the above criteria and is intended for the sole use of the individual conducting the event, no insurance will be required, unless the city and/or the city’s Parks and Recreation Commission determines that such event dictates the need for additional insurance protection because of the amount of people attending or nature of event.
   (C)   For the Darden House and the Kump House, the insurance certificate shall show the city as additional insured. For the Phil Gainer Community Center, the insurance certificate shall show the city and the city’s Parks and Recreation Commission as additional insured. Only insurance written by a company with an A.M. Best rating of no less than a B+ and in good standing with the state shall be acceptable to the city.
      (1)   The certificate holder to read for the Darden House or the Kump House:
 
City of Elkins
401 Davis Avenue
Elkins, WV 26241
 
      (2)   The certificate holder to read for the Phil Gainer Community Center:
 
City of Elkins
Elkins Parks and Recreation Commission
401 Davis Avenue
Elkins, WV 26241
 
   (D)   Additional insurance is not required by for events sponsored by the city or its political entities and/or subdivisions.
   (E)   Beer, wine and alcoholic beverages may only be served at the Darden House, the Kump House or the Phil Gainer Community Center if the organization, association or a non-profit obtains a special event, festival or fair permit through the state’s Alcohol Beverage Commission (ABC).
(Ord. 228, passed 12-15-2016; Ord. 289, passed 9-16-2021)