(A) For the purpose of this subchapter, the following definitions shall apply unless the context clearly indicates or requires a different meaning.
ACCOUNT HOLDER. Any person having a checking account or savings account in a financial institution.
FINANCIAL INSTITUTION. Any bank, savings and loan association, credit union or other depository of money or medium of savings and collective investment.
INTENT TO DEFRAUD. To act wilfully, and with the specific intent to deceive or cheat, for the purpose of causing financial loss to another, or to bring some financial gain to oneself. It is not necessary to establish that any person was actually defrauded or deceived.
(B) (1) A person commits a deceptive practice when, with the intent to defraud, the person does any of the following:
(a) He or she causes another, by deception or threat, to execute a document disposing of property or a document by which a pecuniary obligation is incurred;
(b) Being an officer, manager or other person participating in the direction of a financial institution, he or she knowingly receives or permits the receipt of a deposit or other investment, knowing that the institution is insolvent;
(c) He or she knowingly makes or directs another to make a false or deceptive statement addressed to the public for the purpose of promoting the sale of property or services;
(d) With intent to obtain control over property or to pay for property, labor or services of another, or in satisfaction of an obligation for payment of tax under the Retailers’ Occupation Tax Act or any other tax due to the state, he or she issues or delivers a check or other order upon a real or fictitious depository for the payment of money, knowing that it will not be paid by the depository. Failure to have sufficient funds or credit with the depository when the check or other order is issued or delivered, or when such check or other order is presented for payment and dishonored on each of two occasions at least seven days apart, is prima facie evidence that the offender knows that it will not be paid by the depository and that he or she has the intent to defraud. In this subsection (d),
PROPERTY includes rental property (real or personal); or
(e) He or she issues or delivers a check or other order upon a real or fictitious depository in an amount exceeding $150 in payment of an amount owed on any credit transaction for property, labor or services, or in payment of the entire amount owed on any credit transaction for property, labor or services, knowing that it will not be paid by the depository, and thereafter fails to provide funds or credit with the depository in the face amount of the check or order within seven days of receiving actual notice from the depository or payee of the dishonor of the check or order.
(2) A person convicted of a deceptive practice under division (B)(1)(a), (b), (c), (d), or (e) above, except as otherwise provided by this section, is guilty of a Class A misdemeanor.
(C) (1) Any person who, with the intent to defraud, makes or causes to be made, any false statement, in writing, in order to obtain an account with a bank or other financial institution, or to obtain credit from a bank or other financial institution, or to obtain services from a currency exchange, knowing the writing to be false and with the intent that it be relied upon, is guilty of a Class A misdemeanor.
(2) For the purpose of this division (C), the following definition shall apply unless the context clearly indicates or requires a different meaning.
FALSE STATEMENT. Any false statement representing identity, address or employment of any person, firm or corporation.
(3) Any person who possesses with the intent to defraud, any check or order for the payment of money, upon a real or fictitious account, without the consent of the account holder or the issuing financial institution is guilty of a Class A misdemeanor.
(4) Any person who possesses, with the intent to defraud, and without the authority of the account holder or financial institution, any check imprinter, signature imprinter or “certified” stamp is guilty of a Class A misdemeanor.
(5) Any person who, with the intent to defraud, possesses any check guarantee card or key card or identification card for cash dispensing machines without the authority of the account holder or financial institution is guilty of a Class A misdemeanor.
(ILCS Chapter 720, Act 5, § 17-1) (1981 Code, § 42.17, 17-1)