(a) No person, with intent to defraud, shall make, draw, utter or deliver any check, draft or order for the payment of money, to apply on account or otherwise, upon any bank or other depository, knowing at the time of such making, drawing, uttering or delivering, that the maker or drawer has not sufficient funds or credit with such bank or other depository for the payment of such check, draft or order, in full, upon its presentation, if the amount payable in the check is one hundred dollars ($100.00) or less.
(b) As against the maker or drawer thereof, the making, drawing, uttering or delivering of a check, draft or order, payment of which is refused by the drawee, when presented in the usual course of business, shall be prima-facie evidence of intent to defraud and of knowledge of insufficient funds or credit with such bank or other depository, provided that such maker or drawer has not paid the drawee thereof the amount due thereon, together with all costs and protest fees, within five days after receiving notice that such check, draft or order has not been paid by the drawee.