(A)   No ambulance service license shall be issued under this chapter, nor shall such license be valid after issuance, nor shall any ambulance be operated in the city, unless there is at all times in force and effect insurance coverage, issued by an insurance company licensed to do business in the state as follows:
Comprehensive General Liability
   Bodily injury      $500,000 each occurrence
            $500,000 aggregate
   Property damage       $500,000 each occurrence
                $500,000 aggregate
   Combined single limit for bodily injury
and property damage      $1,000,000
Comprehensive form to include:
   Premise operations
   Product/completed operations
   Contractual insurance
   Personal injury
City of Danville named as additional insured as respects the ambulance operation
Auto Liability
Comprehensive form
     Bodily injury       $300,000 each person
            $500,000 each accident
     Property damages      $100,000
     Combined single limit for bodily injury and
property damage         $500,000
Worker’s Compensation
      Coverage A       Statutory
      Coverage B       $500,00 each accident
Professional Liability
      Minimum limits   $200,000 each claim
               $600,000 aggregate
Contractual coverage & service
Hold harmless agreement
Endorsement naming City of Danville as additional insured
   (B)   Such insurance policies shall be submitted to the license officer for approval prior to the issuance of an ambulance service license.  Satisfactory evidence that such insurance is at all times in force and effect shall be furnished to the license officer, in such form as he may specify, by all licensees required to provide such insurance under the provisions of this chapter.
   (C)   Every insurance policy required hereunder shall contain a provision for a continuing liability thereunder to the full amount thereof, notwithstanding any recovery thereon, that the liability of the insurer shall not be affected by the insolvency or the bankruptcy of the assured, and that until the policy is revoked the insurance company will not be relieved from liability on account of nonpayment of premium, failure to renew license at the end of the year, or any act or omission of the named assured.
   (D)   Every insurance policy required hereunder shall extend for the period to be covered by the license applied for and the insurer shall be obliged to give not less than 60 days’ written notice to the license officer and to the assured before any cancellation or termination of the policy earlier than its expiration date, and the cancellation or other termination of any such policy shall automatically revoke and terminate the ambulance service license issued pursuant to this chapter, unless another insurance policy complying with the provisions of this section shall be provided and be in effect at the time of such cancellation or termination.
(Ord. 5913, passed 4-11-72; Am. Ord. 6741, passed 3-25-80; Am. Ord. 8401, passed 12-7-04; Am. Ord. 9061, passed 8-2-16; Am. Ord. 9214, passed 8-6-19)