§ 100.74 INSURANCE REQUIREMENTS.
   (A)   Any person or entity not required to conform to Chapter 99 occupying the public right-of-way for the construction, reconstruction, or repair of any sidewalk, driveway, street, curb, or railroad shall obtain and thereafter keep in force the following insurance coverages provided by a responsible insurance company authorized to transact business under the laws of the State of Illinois, before any work is performed. The insurance policies shall insure the entity as named insured and name the City, its elected officers, officials, agents and employees as additional insured.
      (1)   Workers Compensation and Employers Liability shall be provided according to the provisions of the Illinois Worker's Compensation Act as amended. The minimum employer liability coverages shall be $500,000 for each accident, $500,000 for the disease policy limit, and $500,000 for the disease - each employee.
      (2)   Commercial General Liability with minimum coverages of $2,000,000 for general aggregate limit, $1,000,000 for products-completed operations aggregate limit, and $1,000,000 each occurrence limit.
      (3)   Automobile liability for owned, non-owned, and hired vehicles with minimum limits of $1,000,000 per employee and occurrence.
   (B)   Any homeowner intending to construct, reconstruct or repair any sidewalk or driveway on a public street or public area without the use of a contractor shall, before any work is performed, provide proof of Homeowners Liability Insurance with a minimum coverage limit of $500,000. These policies of insurance shall be filed with and approved by the City Engineer prior to the starting of the work. These policies of insurance shall be maintained throughout the entire duration of the work and until final inspection and approval has been received from the City Engineer. The insurance shall be in addition to any other bonds required by this code or other City ordinances.
(Ord. 7472, passed 6-19-90; Am. Ord. 8941, passed 4-15-14)