(a) An applicant for a street seat permit shall procure and keep in full force and effect no less than the insurance coverage required by this section through a policy or policies written by an insurance company that:
(1) is authorized to do business in the State of Texas; and
(2) is acceptable to the city.
(b) The insured provisions of the policy must name the city and its officers and employees as additional insureds, and the coverage provisions must provide coverage for any loss or damage that may arise to any person or property by reason of the operation of a street seat.
(1) The certificate of insurance or policy and endorsements will be evidenced by delivery to Office of Special Events, 650 S. Griffin St., Dallas TX 75201.
(2) All certificates of insurance must name the City of Dallas as the certificate holder.
(c) An applicant shall maintain commercial general liability insurance and must provide single limits of liability for bodily injury (including death) and property damage of $500,000 for each occurrence, with a $1 million annual aggregate.
(d) Insurance required under this article must:
(1) include a cancellation provision in which the insurance company is required to notify the director in writing not fewer than 30 days before cancelling the insurance policy (for a reason other than non-payment) or before making a reduction in coverage;
(2) include a cancellation provision in which the insurance company is required to notify the director in writing not fewer than 10 days before cancelling for non-payment;
(3) include an endorsement to waive subrogation in favor of the city and its officers and employees for bodily injury (including death), property damage, or any other loss.
(4) comply with all applicable federal, state, and local laws.
(e) Any insurance policy required by this article must be on file with the city within 45 days of the issuance of the initial street seat permit, and thereafter within 45 days of the expiration or termination of a previously issued policy.
(f) Liquor liability insurance is required if street seats will be used for alcohol consumption, with a minimum limit of $1 million each claim.
(g) In addition to the insurance requirements in this section, the director may require additional insurance for a permit if such additional insurance is recommended by the city's risk manager as being necessary for the protection of the city or the public health, safety, and welfare. (Ord. 31708)