(A) As a condition precedent to the issuance of a permit authorizing a special event, the applicant shall obtain public liability insurance that shall provide “occurrence” coverage against liabilities for death, personal injury or property damage arising out of, or in any way connected with, such event. Such insurance shall be in the amount of at least $1,000,000 combined single limit, and shall name the Town of Cramerton, the town’s officers, employees and agents as additional insureds under the coverage afforded. In addition, such insurance shall be primary and non-contributing with respect to other insurance available to the town and shall include a severability of interest (cross liability) clause. Proof of such insurance shall be filed with the special event application.
(B) Waiver of insurance requirements; free speech. The insurance required by this section shall be waived or modified by the Chief of Police for any permit authorizing a special event involving an exercise of free speech rights, if it would create an undue burden on such exercise.
(C) Waiver of insurance requirements; other. Any applicant for a special event permit, that is not a free speech event, may request and obtain a waiver of this insurance requirement from the office of the Town Manager. The applicant shall be required to submit this letter of waiver from the Town Manager with the special event application. The decision to waive the special event insurance requirement shall be made at the Town Manager’s sole discretion and may not be appealed.