(A) The City of Clinton (the "provider") developed this Identity Theft Prevention Program ("program") pursuant to the Federal Trade Commission's ("FTC") Red Flag Rule, which implements Section 114 of the Fair and Accurate Credit Transaction Act of 2003. 16 C. F. R. § 681.2. This program is designed to detect, prevent and mitigate identity theft in connection with the opening and maintenance of certain accounts for services provided by the city. For purposes of this program, IDENTITY THEFT is considered to be "fraud committed using the identifying information of another person." The ACCOUNTS addressed by the program, (the "accounts"), are defined as:
(1) An account the city offers or maintains primarily for personal, family, household purposes, operational, financial, compliance, general services provided, municipal infractions, and sewer billing that involve multiple payments or transactions; and
(2) Any other account the city offers or maintains for which there is a reasonably foreseeable risk to customers or to the safety and soundness of the utility from identity theft.
(B) This program was developed with oversight and approval of the Program Administrator (defined below). After consideration of the size and complexity of the city's operations and account systems, and the nature and scope of the city's use of information, the City Council determined that this program was appropriate for the City of Clinton, and therefore approved this program on September 11, 2012.
(Ord. 2480, passed 9-11-2012)