For the purpose of this subchapter, the following definitions shall apply unless the context clearly indicates or requires a different meaning.
COVERED ACCOUNT. Any utility account the city offers or maintains primarily for personal, family or household purposes, that involves multiple payments or transactions; and any other account the city offers or maintains for which there is a reasonably foreseeable risk to customers or to the safety and soundness of the staff from identity theft.
CREDITORS. Finance companies, automobile dealers, mortgage brokers, staff companies and telecommunications companies. Where non-profit and government entities defer payment for goods or services, they, too, are to be considered CREDITORS.
IDENTIFYING INFORMATION. Any name or number that may be used, alone or in conjunction with any other information, to identify a specific person, including: name; address; telephone number; Social Security number; date of birth; government-issued driver’s license or identification number; alien registration number; government passport number; employer or taxpayer identification number; unique electronic identification number; computer’s Internet protocol address; or routing code.
IDENTITY THEFT. Fraud committed using the identifying information of another person.
RED FLAG. A pattern, practice or specific activity that indicates the possible existence of identity theft.
(2012 Code, § 2-501)