1. Election of Disability Benefits. If the employer elects in Part VI-1(A) of the Joinder to provide disability benefits under the plan, such benefits shall be provided in accordance with this Section.
2. Disability Retirement Benefits. For any participant who retires due to a “total and permanent disability” such participant shall be deemed to have retired as of his disability retirement date. The disability retirement benefit shall be a monthly amount equal to the amount specified in Part VI-1(C) of the Joinder, and shall be subject to any conditions or restrictions therein set forth. Such amount may be offset by the amount of any other disability benefits provided by the employer. If a disabled participant is later reemployed by the employer, his aggregate service shall be determined in accordance with Part VI-1(D) of the Joinder.
3. Payment of Disability Benefits. Disability retirement payments shall be made monthly as of the end of each month. The first installment of any retirement benefit payable to a disabled participant shall be payable as of the last day of the month next following the disability retirement date. However, under certain circumstances, the employer may permit a participant to commence receiving his disability retirement payments as of the first of each month and continue to receive such payments as of such date in accordance with the provisions of this Section.
4. Verification of Disability Benefits. Disability benefits awarded because of total and permanent disability shall be terminated:
A. If the employer shall determine, on the basis of a medical examination by a physician acceptable to the employer, that the participant, prior to normal retirement date, has sufficiently recovered to return to regular, gainful employment;
B. If the participant refuses to undergo a medical examination prior to normal retirement date, which may be ordered by the employer or the Administrator; provided, that the participant may not be required to undergo a medical examination more often than once every 12 months; or
C. If the participant is employed in any capacity as a full-time employee of the employer.
(Ord. 253, 2/3/1997, Master Trust Document, Art. VI)