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Each applicant for a license under this chapter shall furnish and file with the fire commissioner a proof of general liability and property damage insurance issued by an insurer authorized to underwrite risks in this state, and with a Best's rating of A-11 or better. The insurance policy shall be maintained in full force and effect at all times throughout the duration of the license period, provide for notice to the city comptroller 30 days prior to cancellation of the policy, and shall provide for the payment of any loss, damage or injury resulting to persons or property by reason of the use, sale or keeping of such explosives, and for the strict observance of the provisions of this Code relating to explosives and substances referred to in Section 15-4-300. The insurance shall be subject to the approval of the city comptroller and shall be filed in the office of the comptroller. Any violation of the insurance requirements of this section shall subject the violator to suspension or revocation of the license. Insurance shall be in the amounts as follows:
For manufacturers, agents and all others who desire to bring to, or sell within, the corporate limits of the city such explosives as are designated in Section 15-20-010, insurance in the amount of $3,000,000.00 per person and $10,000,000.00 per occurrence; in case of delivery being made by vehicles, additional charge of $1,000,000.00 per person and per occurrence for each and every vehicle in excess of one vehicle engaged within the city in the delivery of such explosives. Provided, however, no insurance shall be required from any person receiving a license for the sole purpose of keeping, selling or giving away, within the city, loaded paper shells, metallic shot, loaded cartridges, or blank cartridges designed or intended to be used in shotguns, pistols, rifles or firearms, as specified in Section 15-4-300 where the total amount of such loaded paper shells, metallic shot, loaded cartridges or blank cartridges does not exceed 25,000.
For all contractors or others now engaged in, or purporting hereafter to engage in, any activity involving explosives or blasting operations, commercial general liability insurance shall be required in the amount not less than $3,000,000.00 per person and $10,000,000.00 per occurrence for bodily injury, personal injury and property damage, for the payment of any loss, damage or injury resulting to persons or property by reason of the use, keeping, sale or transporting of explosives; and the city shall be named as additional insured on a primary, noncontributory basis for any liability arising directly or indirectly from the contractor's operations.
(Prior code § 90-31; Amend Coun. J. 3-23-94, p. 47131; Amend Coun. J. 5-9-12, p. 27485, § 181; Amend Coun. J. 10-28-15, p. 11951, Art. VI, § 46; Amend Coun. J. 5-18-16, p. 24131, § 70; Amend Coun. J. 11-16-16, p. 37901, Art. II, § 48)