A. The determination as to whether to make payment for loss under this chapter will be based upon the following criteria:
1. Whether an eligible applicant incurred an otherwise uninsured or uncovered vehicle damage loss caused by a golf ball hit from the golf course onto a public highway or road or into an area adjacent to the golf course affecting private property under circumstances where the applicant acted responsibly to avoid the loss; and
2. If so, whether the extent of the loss has been adequately substantiated; and
3. If there is an unencumbered balance in the fund from which to pay.
4. Any payment shall not exceed the value of the damaged property.
B. The following will result in the denial of an application:
1. Application not timely submitted;
2. Loss fully covered by private insurance or the party responsible for hitting the golf ball;
3. Applicant otherwise ineligible under the terms of this chapter;
4. Loss caused by an irresponsible act of the applicant, applicant's agent, or member of applicant's business or household;
5. Loss or eligibility unsubstantiated;
6. Loss caused by intentional acts of vandalism or malicious intent; or
7. Loss caused by an individual who was not a paying patron of the golf course.
C. The following will result in reduction of payment:
1. Loss partially covered by private insurance or the party responsible for hitting the golf ball;
2. Loss exceeds funding limits of this chapter;
3. Verification of loss inadequate or incomplete; and/or
4. Applicant did not cause the problem but failed to act responsibly to mitigate the loss. (Ord. 07-21-2020A, 7-21-2020)