(A) State license. Mobile food units shall hold a valid license from the State of Minnesota Department of Health or Department of Agriculture. Any conditions of the State Health Department shall be incorporated into the license issued under this chapter, in addition to any other conditions by the city.
(B) Insurance. No permit shall be granted, nor be effective until the applicant files with the city a certificate of liability insurance by an insurance company authorized to do business in the State of Minnesota, evidencing the following forms of insurance:
(1) Commercial general liability insurance, with a limit of not less than $1,500,000.00 each occurrence. If such insurance contains an annual aggregate limit, the annual aggregate limit shall be not less than $2,000,000.00;
(2) Automobile liability insurance, with a limit of not less than $2,000,000.00 combined single limit. The insurance shall cover liability arising out of any auto, including owned, hired and non-owned vehicles;
(3) Food products liability insurance, with a limit of not less than $1,000,000.00 each occurrence;
(4) Public liability insurance, with a limit of not less than $1,000,000.00 for each occurrence;
(5) Property damage insurance, with a limit of not less than $1,000,000.00 each occurrence;
(6) Workers compensation insurance (statutory limits) or evidence of exemption from state law; and
(7) The city shall be endorsed as an additional insured on the certificate of insurance and any umbrella/excess insurance if the applicant intends to operate its mobile food unit on public property.
(Ord 366, passed 8-7-2019)