Subd. 1. General Rule. Except as otherwise provided in this Code, all licenses and permits granted by the city shall be governed by the provisions of this chapter.
Subd. 2. Acts Prohibited. No person shall conduct any activity or use any property for which a license or permit is required by law or this Code without a currently valid license or permit for such activity or use.
Subd. 3. Application. Every application for a license or permit shall be made to the City Administrator on a form provided by him or her. It shall be accompanied by payment to the City Administrator of the prescribed fee. If, after investigation, the City Administrator is satisfied that all requirements of law and this Code have been met, he or she shall present the application to the Council for action or, if the license or permit does not require Council approval, he or she shall issue the license or permit.
Subd. 4. Bond. Where a bond is required for any license or permit, the bond shall be a corporate surety bond executed on a form approved by the City Attorney and shall be filed with the City Administrator before the license or permit shall be issued. Except where otherwise provided, a bond shall be in the amount of $3,000, conditioned that the licensee or permittee shall comply with the applicable ordinance and laws pertaining to the licensed or permitted activity and that the licensee or permittee will defend and indemnify the city and save it harmless from all loss or damage by reason of inadequate work performed by him or her or by reason of accident caused by the negligence of the licensee or permittee, his or her agents, or employees.
Subd. 5. Insurance.
1. When a licensee or permittee is required to have in force a policy of insurance, the policy shall be approved as to substance and form by the City Attorney. The policy shall provide that it is non-cancelable without 15 days’ notice to the city, and the coverage shall be for the term of the license or permit. Satisfactory evidence of coverage by insurance shall be filed with the City Administrator before the license or permit is issued. Each license or permit shall terminate upon termination of the required insurance coverage.
2. Unless otherwise provided, a required policy of liability insurance shall provide for protection in at least the following amounts:
a. For injuries, including death, therefrom sustained by any one person: $100,000;
b. For injuries, including death, resulting therefrom, sustained by two or more persons as the result of any one occurrence: $300,000; and
c. For property damage: $100,000.