(A) All certificate(s) of insurance or self-insurance required under this chapter shall provide the following:
(1) That an insurance policy has been issued to the applicant by an insurance company licensed to do business in the State of Minnesota, or a form of self insurance acceptable to the Director;
(2) Verify that the applicant is insured against claims for personal injury, including death, as well as claims for property damage arising out of the:
(a) Use and occupancy of the public right-of-way by the permittee, its officers, agents, employees and permittees, and
(b) Placement and use of facilities and equipment in the public right-of-way by the permittee, its officers, agents, employees and permittees, including, but not limited to, protection against liability arising from completed operations, damage of underground facilities and collapse of property;
(3) Name the city as an additional insured as to whom the coverages required herein are in force and applicable and for whom defense will be provided as to all such coverages;
(4) Require that the Director be notified 30 days in advance of cancellation of the policy or material modification of a coverage term; and
(5) Indicate comprehensive liability coverage, automobile liability coverage, workers compensation and umbrella coverage established by the Director in amounts sufficient to protect the city and the public and to carry out the purposes and policies of this chapter:
(B) Public liability insurance, including premises, products and complete operations;
(1) General liability:
(a) Bodily injury liability: $1,000,000 each person, $3,000,000 each occurrence
(b) Property damage liability: $3,000,000 each occurrence
(c) In lieu of (1) and (2) bodily injury and property damage, combined: $3,000,000 single limit.
(C) Automobile liability insurance, including owned, non-owned and hired vehicles;
(1) Comprehensive
(a) Bodily injury liability: $1,000,000 each person, $3,000,000 each occurrence
(b) Property damage liability: $3,000,000 each occurrence
(c) In lieu of (1) and (2) bodily injury and property damage, combined - $3,000,000 single limit
(D) The city may require a copy of the actual insurance policies; if the person is a corporation, a copy of the certificate required to be filed under M.S. § 300.06 as recorded and certified to by the Secretary of State; a copy of the person's order granting a certificate of authority from the Minnesota Public Utilities Commission or other applicable state or federal agency, where the person is lawfully required to have such certificate from said commission or other state or federal agency. A franchise agreement may exempt a permittee from this paragraph.
(Ord. 715, passed 5-23-02)