It is unlawful for any person to operate a motorized golf cart or a four-wheel all-terrain vehicle on the roadway of a street unless:
(A) The operator has in possession a valid, current and unrevoked permit from the city;
(B) The operation is on a roadway which has not been designated as prohibited for the operation, except crossing at an intersection;
(C) The operation is during daylight hours between sunrise and sunset;
(D) The operation is not during inclement weather or when visibility is impaired by weather, smoke, fog or other conditions, or when there is insufficient light to clearly see persons or vehicles thereon at a distance of 500 feet;
(E) The motorized golf cart or four-wheel all-terrain vehicle displays a slow-moving vehicle emblem, as described by statute, on the rear thereof;
(F) The motorized golf cart or four-wheel all-terrain vehicle is equipped with rear view mirrors as required by statute for other vehicles;
(G) The operator has insurance coverage as provided by statute (presently M.S. § 65B.48, Subdivision 5, as it may be amended from time to time) for motorcycles; and
(H) The operator observes all traffic laws, except those that cannot reasonably be applied to motorized golf carts or four-wheel all-terrain vehicles.
(1989 Code, § 8.09, Subd. 3) Penalty, see § 70.99